and Customer Experience
JOYnt helps your clients collect payments faster, reduce failures, and give their customers a flexible and intuitive way to pay all without changing their existing systems.
£1.4bn
additional costs of collection for alternatives to Direct Debit
38%
of customers would choose a better option if available
12x
increase in failed payments vs Direct Debit Payments
FeaturesKnow your bills
Get notified
Split with precision
Know your bills
Get notified
Split with precision
Why Choose JOYnt?
Our Open Banking-powered bill management app is designed for households who don’t (or can’t) pay by Direct Debit, helping you open up a whole new market while cutting costs and admin headaches.
£1.4bn
additional costs of collection for alternatives to Direct Debit
38%
of customers would choose a better option if available
12x
increase in failed payments vs Direct Debit Payments
The Big Picture
The future of payments is flexible, consumer-first, and bank-direct. JOYnt helps you stay ahead by:
Reducing payment failures (non-DD transactions fail 12× more often than DDs)
Eliminating costly card fees and manual reconciliation
Giving your clients clear visibility over cash flow
Providing a frictionless, secure payment experience for households
