Stop missing bill payments.
Start paying on your terms.
JOYntPay helps you review, time, and pay bills without surprise withdrawals or fixed dates that don't fit your life.
No download required to try
Just upload a bill, experience the flow, and see how JOYntPay gives you back control.
1. Upload any bill
Energy, mobile, council tax, rent, broadband – any PDF works. JOYnt reads it instantly.
2. Schedule your reminder
Choose when you want to be reminded. Pay immediately or align to your pay day.
3. Split with others
Share bills with flatmates, family, or friends. Everyone gets their own payment link so they can pay from their own bank.
Why Choose JOYnt?
Our secure mobile app puts you in control. Whether you prefer to pay as you go, split bills, or match payments to your income, JOYnt helps you stay on track and avoid missed payments.
You choose when to pay
Built for real-life income flows
Secure payments
Recipient bank details verified
Fewer missed payments
See what's due and choose pay date
JOYnt us!
Ready to JOYnt?
Fast, secure, easy bill payment.
© 2025 Joynt Limited - All rights reserved.
JOYntPay is developed and brought to you by Joynt Limited, Company no. 15943475. Payment initiation services are powered by Moneyhub Financial Technology Ltd (Company No. 06909772) which is authorised and regulated by the Financial Conduct Authority (FCA) as a Payments Initiation Service Provider, reference no. 809360. All logos and trademarks are property of their respective owners.